THIS IS LUSENSE.

THE FUTURE OF INSURANCE, TODAY.

Revolutionizing Insurance Captives for high-deductible employers
with transparent technology and expert insights.

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LUSENSE VENDOR PARTNERS

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PROBLEMS WE SOLVE 

Facing These Insurance Challenges?
LUSENSE Provides Solutions.

LACK OF FLEXIBILITY

Unclear Costs & Murky Reporting

Tired of hidden fees and unclear processes? LUSENSE offers a fully transparent view of your insurance program.

POOR SERVICE

Profit Over Patients

Frustrated with inadequate service and misaligned incentives? LUSENSE prioritizes quality care and employer needs.

LACK OF PERSONALIZATION

One-Size-Fits-All Approach

Struggling with rigid and generic solutions? LUSENSE provides carefully crafted programs for high-deductible employers.

SLUGGISH RISK MANAGEMENT

Uncontrolled Risk

LUSENSE helps you proactively identify
and mitigate risk on active claims.

 

LUSENSE: A NEW APPROACH

LUSENSE'S PROTECTED CELL CAPTIVE IS A FIRST-OF-ITS-KIND INSURANCE PRODUCT DESIGNED TO GIVE POWER BACK TO EMPLOYERS.

KEY FEATURES

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TRANSPARENCY
Financial, performance, and claims data are unified in a portal.
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AI INTEGRATION
 Early intervention analytics and settlement insights.
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MODULAR APPROACH
 Flexibility in vendor selection and performance benchmarking to ensure the best-in-class vendor partnerships.
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EFFICIENT REPORTING
Standardized, customized, and exportable reporting options.

KEY BENEFITS

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Enhances service customization for employers
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Best-in-class vendors with proven track records
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Worker's Comp - Optimizes medical care and return-to-work timelines
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Other P&C Lines -Increasing speed of adjuster responsiveness & claim resolution
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Prevents and reduces long-tail claims
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Employer
keeps investment gains

Not a Group Captive:
True Independence

Each employer has its own cell and is responsible for its own risk and rewards.

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Employer Keeps Investment
Gains: Maximize Your Returns

Employers directly benefit from the investment returns generated by their cell's assets, creating a powerful incentive for proactive risk management.

Transparency: 
Full Visibility, Full Control

Financial, performance, and claims data are unified in a secure, intuitive portal, giving employers unprecedented insight into their insurance program.

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Modular Approach:
Flexibility and Choice 

LUSENSE uses best-in-class vendors to fit your specific needs with industry-leading solutions.

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